Most product liability insurance coverage guides open with a glossary; I would rather open with the one line that decides whether a lawsuit reaches your savings account. After twelve years placing coverage for machine shops, supplement brands, and marketplace sellers, the question I ask first…
My blunt answer to the product liability vs general liability question: they protect two different timelines, and most small sellers eventually need both. General liability covers what happens while you operate — a customer tripping at your market stall. Product liability covers what happens after…
I have watched seller accounts get frozen over a single unverified safety complaint, so here is the blunt version: Amazon seller product liability requirements are contractual, not federally mandated, and they almost always boil down to one number — $1,000,000 per occurrence and in the…
When a defective product hurts someone, my first call is never about whether the maker was careless—it’s about whether strict liability in product liability cases applies, because that single theory can decide who pays and whether your insurer defends you. Strict liability in product liability…
